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Pioneer Military Credit

US Military woman using mobile phone

Military Friendly Financial Services

For over 30 years, Pioneer has proudly served the financial needs of military families through personal installment loans, financial education, and ongoing support for military organizations and causes.

Now under new ownership, Pioneer Military Credit is offering an innovative online borrowing experience that will provide a fast and seamless process for obtaining a personal loan. All loans offered through Pioneer Military Credit are fully compliant with the Military Lending Act (MLA) and offer a 15-day, no-cost return guarantee.

Whether you are an active duty service member or military spouse searching for a solution to a financial challenge, or a senior military leader seeking to learn more about our products and services, we encourage you to review our website or contact us directly. Pioneer Military Credit is committed to providing the credit and respect that members of our military and their families deserve.

Supporting Military Families

Responsible Military Lending

Affordable personal loans for all ranks of active duty military

Military Loans

Free Financial Education

Highly recognized for commitment to personal finance education

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Customer Reviews

Customer success stories from all military branches

Customer Reviews

A History of Serving Military

For over 85 years, Pioneer provided financial products to U.S. consumers. In 1986, all efforts were shifted to focus on helping underserved military. Pioneer Military Lending (also known as Pioneer Military Loans or Pioneer Services) was the first lender exclusively serving members of the armed forces to offer a completely online application process for personal loans. The company was an early supporter of regulations to protect military members from predatory lending practices and was the first military lender to offer a 15-day guarantee, allowing borrowers to return their loan at no cost, and no questions asked.

Now, through its strategic partnership with Lead Bank, member FDIC, Pioneer Military Credit is excited to be offering access to responsible personal loans and other financial services to military families.

Pioneer has always been committed to giving back to the communities it serves. It has received numerous national and local awards for its corporate social responsibility, military community involvement, and financial education programs.

Pioneer Accolades

Military Friendly MF'19 Award logo

Military Friendly Brand

2-time winner of the Military Friendly® Brand award from Viqtory and featured in Military Spouse Magazine

American Business Awards Stevie Gold Winner logo

American Business Awards

Recipient of several national Stevie Awards, including “Best Corporate Social Responsibility Program”

Employer Support of the Guard and Reserve logo

ESGR Freedom Award

Honored by the Office of the Secretary of Defense with the “Employer Support Freedom Award”

Pioneer Military Credit

News Stories

$50 Million in Loan Originations

Feb 01, 2024

Military Saves Week 2023

Apr 21, 2023

Pioneer Closes $100 Million Credit Facility

Jul 07, 2022

Lead Bank logo

Pioneer Military Credit Partners with Lead Bank

Apr 05, 2022

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Responsible Military Loans