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Military Loans

How to Apply for a Military Loan

Apply Online

It’s Easy to Apply for Online Military Loans

With Pioneer Military Credit, it’s easy to apply for a $500 to $10,000 military loan. You can apply online anytime from your computer, tablet, or mobile smartphone, whether you’re at home or deployed. All you need is an internet connection and a few minutes to submit your online application. You can count on Pioneer to process your online military loan request quickly, securely, and confidentially.

  • Quick and easy online application 24/7/365
  • Loan decision in minutes
  • Military friendly loan process
  • Fast access to your money
  • Affordable fixed payments
  • 15-day Military Loan Guarantee

Apply Online

Four Easy Steps to Apply for Online Military Loans

1: Apply Online

2: Instant Decision
on Loan

3: Select Offer

4: Direct Deposit
in Bank Account

Pioneer Military Credit Loan Process

For over 30 years, Pioneer has provided access to responsible installment loans for members of the United States Armed Forces. All loans offered through Pioneer Military Credit are 100% Military Lending Act (MLA) compliant. There are no hidden fees, no prepayment penalties, no mandatory repayment methods, and no surprises. We understand the financial challenges of military life and it’s our goal to help you obtain the credit and respect you deserve when applying for an online military loan.

Who Can Apply

Personal loans from $500 to $10,000 are available to all ranks and branches of active duty military (including activated National Guard and Reserve). Visit the Who Can Apply page for more details on current and future eligibility.

Confirm Eligibility

Simple and Fast Online Application

Apply online anytime day or night on your computer, tablet, or mobile phone through our secure portal. It only takes minutes to apply. An active email address is required to set up a secure account with Pioneer Military Credit. You may be asked to upload information to confirm your identity, military status, and/or current income.

Start Application

Loan Decision in Minutes

If no additional documents are required, you could receive your loan decision instantly and complete your entire loan within minutes. Even if you are required to upload a military ID, LES, or other documents, you could still receive a loan decision within hours or the same day.

Fast Application

Loan Amounts to Fit your Needs

Loans are available from $500 to $10,000 pending your income level and credit profile. You may be able to select from the minimum and maximum amount available so you can borrow exactly what you need. Even if you have a current loan through Pioneer Military Credit, you may be eligible to refinance your loan and receive additional funds.

Up to $10,000

Fast Funding to your Bank Account

Approved loans can be transferred directly into the bank account of your choice at no charge to you, generally within 24 hours (excluding weekends and banking holidays). In some cases, your funds may be available the same day.

Get Money

Affordable and Flexible Repayment Methods

All loan applications submitted through Pioneer Military Credit require a credit check to help ensure the loan is in your best interest and the payments fit your budget. You can choose from several convenient options to repay your loan.

  • Military allotment
  • Electronic funds transfer from your bank account
  • Manual payments mailed monthly

Affordable Loans

15-Day Military Loan Guarantee

All loans include a 15-day return guarantee. We encourage you to review your loan with your chain of command or other financial institutions. If you find a better loan or change your find for any reason, just return your entire loan proceeds within 15 days and your loan will be canceled at no cost to you. Pioneer was the first military lender to offer a return guarantee and challenged the industry to adopt the policy.

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Apply for a Military Loan Today