Military Loans through Pioneer Military Credit
Pioneer Services Military Loans is now Pioneer Military Credit. Having served the financial needs of military families for over 30 years, we’re excited to be back helping with money for PCS, deployment, emergencies, and other expenses from military life. Personal loans are now available for all ranks and branches of active-duty military, including junior enlisted to career rank Army, Navy, Marine Corps, Air Force, Space Force, and Coast Guard personnel.
- Personal loans from $500 to $10,000
- Quick and easy online application 24/7/365
- Loan decision in minutes
- Money deposited directly into your bank account
- Fixed rates and affordable monthly payments
- 15-day, no-cost return guarantee
Pioneer Loans for Active-Duty Military
For over 30 years, Pioneer has provided access to responsible installment loans for members of the United States Armed Forces. All loans offered through Pioneer Military Credit are 100% Military Lending Act (MLA) compliant. There are no hidden fees, no-prepayment penalties, no mandatory repayment methods, and no surprises. We understand the financial challenges of military life and it’s our goal to help you obtain the credit and respect you deserve when applying for an online military loan.
Who Can Apply
Personal loans are currently available to all ranks and branches of active-duty military, including activated National Guard and Reserve (Title 10 or Title 32 status). Click here for more information on loans for career retired military.
How to Apply
Apply online anytime day or night on your computer, tablet, or mobile phone. It only takes minutes to apply and receive a loan decision. Loans are available from $500 to $10,000 pending your income level and credit profile. Even if you have a current loan through Pioneer Military Credit, you may be eligible for additional funds.
Purpose of Loan
Loans through Pioneer Military Credit can help with expenses related to PCS, deployment, special purchases, budget challenges, and any type of emergency. Loans through Pioneer are a smart alternative when AER (Army Emergency Relief), NMCRS (Navy-Marine Corps Relief Society), and AFAS (Air Force Aid Society) loans aren’t available to you.
Fast Access to your Money
Approved loans will be transferred directly into the bank account of your choice at no charge to you within 24-48 hours (excluding weekends and banking holidays). In some cases, your funds may be available same day.
Military Loan Guarantee
All loans include a 15-day return guarantee. We encourage you to review your loan with your chain of command or other financial institutions. If you find a better loan or change your mind for any reason, just return your entire loan proceeds within 15 days and your loan will be canceled at no cost to you.
All loans offered through and serviced by Pioneer Military Credit are originated by Lead Bank, member FDIC. Loan applications are subject to eligibility, credit approval, state residency restrictions, and other qualifications. Loan fees apply. Loan approval, term, amount, and the Annual Percentage Rate (APR) are dependent upon each applicant’s credit qualifications. Loan amounts are available between $500 and $10,000 with repayment terms from 6-36 months. APRs range from single digits to 35.99%. For example, a $5,000 loan amount over a 36-month term with a 29.99% APR would have an estimated monthly payment of $212.40.
Customer Stories
Pioneer has been helping soldiers for as long as I can remember.
A quick response is what I needed. That is exactly what I received from Pioneer.
This was the quickest and least complicated loan I've ever applied for.
After 10 minutes, I was approved. Thanks Pioneer!