Financial Support for Military Families
Pioneer Military Credit has served the financial needs of military families for over 30 years. If you are a military spouse who is managing the family finances, we encourage you to learn more about the benefits of a fast and secure personal loan through Pioneer. Loans can help with money for PCS, deployment, travel, emergencies, special purchases, and other expenses of military life.
Loan applications must be submitted by and in the name of the eligible service member. See eligibility requirements.
- Personal loans from $500 to $10,000
- All active-duty ranks are eligible to apply
- Quick and easy online application 24/7/365
- Money deposited directly into the applicant’s bank account
- Fixed rates and affordable monthly payments
- 15-day, no-cost return guarantee
Pioneer Loans for Active-Duty Military
For over 30 years, Pioneer has provided access to responsible installment loans for members of the United States Armed Forces. All loans offered through Pioneer Military Credit are 100% Military Lending Act (MLA) compliant. There are no hidden fees, no prepayment penalties, no mandatory repayment methods, and no surprises. We understand the financial challenges of military life and it’s our goal to help military members obtain the credit and respect they deserve when applying for a military loan.
Who Can Apply
Personal loans are currently available to all ranks and branches of active-duty military, including activated National Guard and Reserve (Title 10 or Title 32 status). Click here for more information on loans for retired military.
How to Apply
Apply online anytime day or night from a computer, tablet, or mobile phone. It only takes minutes to apply and receive a loan decision. Loans are available from $500 to $10,000 pending income level and credit profile.
Fast Access to Money
Approved loans will be transferred directly into the bank account of choice within 24-48 hours (excluding weekends and banking holidays). In some cases, your funds may be available same day.
Military Loan Guarantee
All loans include a 15-day return guarantee. We encourage all new customers to review their loan documents with their military chain of command or other financial institutions. If they find a better loan or change their mind for any reason, just return the entire loan proceeds within 15 days and the loan will be canceled at no cost.
All loans offered through and serviced by Pioneer Military Credit are originated by Lead Bank, member FDIC. Loan applications are subject to eligibility, credit approval, state residency restrictions, and other qualifications. Loan fees apply. Loan approval, term, amount, and the Annual Percentage Rate (APR) are dependent upon each applicant’s credit qualifications. Loan amounts are available between $500 and $10,000 with repayment terms from 6-36 months. APRs range from single digits to 35.99%. For example, a $5,000 loan amount over a 36-month term with a 29.99% APR would have an estimated monthly payment of $212.40.
Customer Stories
Pioneer has been helping soldiers for as long as I can remember.

A quick response is what I needed. That is exactly what I received from Pioneer.

This was the quickest and least complicated loan I've ever applied for.

After 10 minutes, I was approved. Thanks Pioneer!
