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Privacy Notice

Rev. 5/8/2020

FACTS

WHAT DOES PIONEER MILITARY CREDIT DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Pioneer Military Credit chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information

Does Pioneer Military Credit share?

Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes – to offer our products and services to you Yes No
For joint marketing with other financial companies No We don’t share
For our affiliates’ everyday business purposes – information about your transactions and experiences No We don’t share
For our affiliate’s everyday business purposes – Information about your creditworthiness No We don’t share
For our affiliates to market to you No We don’t share
For our non-affiliates to market to you No We don’t share

 

Questions? Email us at questions@pioneermilitarycredit.com

 

Who we are
Who is providing this notice? Pioneer Military Credit LLC

 

What we do
How does Pioneer Military Credit protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Pioneer Military Credit collect my personal information? We collect your personal information, for example, when you:

  • Open an account or apply for a loan
  • Give us your contact information
  • Give us your income information
  • Show your government-issued ID
  • Pay your bills

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only:

  • Sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State law and individual companies may give you additional rights to limit sharing.

 

Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Pioneer Military Credit does not share with our affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Nonaffiliates we can share with include our marketing service providers.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Pioneer Military Credit doesn’t jointly market.

 

Other important information
You may have other privacy protections under applicable state laws. To the extent these state laws apply, we will comply with them in sharing information about you.

For California residents: We will not share information we collect about you with nonaffiliates, except as permitted by California law, including, for example, to process your transactions or to maintain your account.

For Vermont residents: We will not share information we collect about with nonaffiliates, except as permitted by Vermont law, including, for example, to process your transactions or to maintain your account.